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The easiest credit card to get with bad credit is a secured credit card with no credit check such as the OpenSky® Plus Secured Visa® Credit Card. No credit. 0% Intro APR. Assent Platinum 0% Intro Rate Mastercard Secured Credit Card ; No Credit Check. OpenSky Secured Visa Credit Card ; Basic Unsecured Card. Credit One. Key Takeaways · A person or business is considered to have bad credit if they have a history of not paying their bills on time or they owe too much money. · Bad. You do not need to go through a hard credit check to get a prepaid credit card - which makes them a good option if you're finding it difficult to get accepted.
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